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Wage Garnishment Help

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Wage Garnishment Help

A wage garnishment is a legal debt collection tactic that debt collectors can employ when they have been unable to collect money that you owe them for an extended period of time. Essentially, this term means they are entitled to take a certain amount of your paycheck each month. Thus, instead of being given the choice to pay your debt, you simply stop receiving part of your pay.

This is an important tool for many debt collectors, since it allows them to collect long-past-due money, but it can mean the difference between being able to buy food and going hungry for many people who are in debt.

To obtain the right to garnish your wages, a debt collector must first sue you to collect money that is owed. If you are either unwilling or unable to pay, then they can request that the court issue a Writ of Garnishment.

If you have received a Writ of Garnishment, or you fear you may in the near future, it is very important that you hire a tax attorney for wage garnishment help, since they are familiar with wage garnishment procedures.

Often, there are two outcomes, once your case has gone this far, the first being paying off your debt in a lump sum, and the second being allowing the garnishment to run its course. There may be an alternative solution, depending on your individual case, so make sure you ask your attorney for tax help to determine if you are eligible for another way out.

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