Liens, levies, wage garnishments, back tax, nuts of all kinds. If you’re facing any of these tax debt problems, stay tuned for the next 30 minutes. This is the Levy Tax Help Show presented by Levy and Associates of Delray Beach, tax resolution specialists. Call Levy and Associates 24 hours a day, seven days a week with all of your civil tax questions. 1 800 TAX-LEVY. That’s 1-800-829-5389. Now the Levy Tax Help Show.
Lawrence Levy: Good morning South Florida and welcome once again to 2019 and welcome once again to the Levy Tax Help Show today. I thought we would launch the first show of 2019 with a uh, a heavy appearance from the Levy team members at least as many as we could hold with three mic’s and also, dialing. So let’s start off with ladies first. And this year we have expanded into also a Spanish speaking market and we’re going to reintroduce, I think Laura been on the radio before. Laura has been with us now for know your first time or first time. All right, well let’s say a good morning to Laura Roca. Am I saying that right?
Laura Roca: Yes
Lawrence Levy: I try and pronounce it right. You know you’re teaching me Spanish as you go. Besides taxes, you’re trying to teach me Spanish. Yes, yes. Right. And what we’ll do is we’re going to try and also integrate a little bit of Spanish into it. So the toll free number is 800 TAX-LEVY and the local phone number is (561) 865-7800. So in Spanish can we give them the phone number in Spanish? The (561) 865-7800 I’ll say it again. So we have it an English version because we’ll get to the English in a while (561) 865-7800
Laura Roca: So. Cinco Seis uno ocho seis cinco setenta y ocho hundree
Lawrence Levy: There you go. And before you know it in another year, I know my 12 year old son is also trying to take Spanish, but since I see you a lot, I wonder if you can help me surpass my son in Spanish. Right? Because Jet, he’s 12 and I’m getting to be very old and gray and which I’m working my Spanish. But Laura, welcome to the Levy Tax Help Show. Laura is one of our accountants, does some tax preparation work, bookkeeping, payroll. It’s a very big component of the tax resolution world because a lot of clients come to us with a mess and we’ll talk about that in a second. So what you do here in the Levy office is a very important piece of the entire package. Let’s also say hello and welcome again to one of the newer additions to the Levy team. Good morning and welcome Eric Schwartz again to the Levy Tax Help Show.
Eric Schwartz: Good morning.
Lawrence Levy: How are you doing? Happy New Year to you, Eric.
Eric Schwartz: Happy New Year to you
Lawrence Levy: and happy new year to Laura. I texted you, I texted you, I texted my staff. Happy New Year. Yeah, exactly. You guys had a happy, healthy new year every night. And by the way, to the listeners, happy, healthy new year. Let’s get this kicking off right? Let’s also talk to a, we’ll say a hello and a good morning to a regular on the show. Greg Mahaffey. He’s in the house. Happy New Year. Greg, how are you?
Greg Mahaffey: Oh, pretty good, Lawrence. While we’re doing multiple languages, why not get the number in Clingon
Lawrence Levy: uh Huh.
Greg Mahaffey: Back to seriousness
Lawrence Levy: and, and clingon. There you go. Yeah. Besides Greg’s experience at the IRS for over 32 years, he also aspired to be, but never made it as a stand-up comedian in Vegas. Unfortunately, his IRS career took precedence over that. But on a serious note, let’s say thank you to right, Laura. Cheseta means joke in Spanish, right? cheseta (sp?). Yeah. She says, yes. She’s okay. Did I say it right? Yeah. My Spanish, I’m telling you, I got, I got to really, but I speak French though. I speak relatively decent French. My family was from England, so they figured that I would have a greater chance, I guess was my dad’s logic of going to France because we have relatives in England. And then I would in, you know, having to speak Spanish and in school as a young boy, I had choices. I could take Spanish, French or Latin, and my father pushed me into the French side, which is fine. But now I need to brush up on my Spanish a little bit. But Greg, on a serious note, let’s say thank you to the service to our country. You were in the navy and you were in the Gulf War. I don’t think Eric’s heard a lot of these stories, but before we talk taxes and government shutdown, uh, Greg, you were in the navy in the, uh, off, uh, in the Gulf off a Kuwait City in a supply ship. The navy, correct. What was the name of the ship?
Greg Mahaffey: Yes, USS Niagara Falls.
Lawrence Levy: So Eric, you didn’t know that you were actually, you’re, flanked on one side, your office here by Arnold Rose, one of our POA’s, he’s been here almost 10 years. He was actually an officer in the navy. I don’t know if you knew that by the way. And he’s a marathon runner as we’re talking about a little random trivia. He’s run like, I don’t know, the number, like 25 or 35 marathons in his life. Yeah. Little known trivia about Arnold Rose, everyone. But thank you Greg for your service to the country as well as, thank you Arnold. We’ll give you both a big shout out there, but let’s talk taxes and let’s talk government shutdown. Greg, I know we talked about it a little bit. Uh, you and I, but the day the government shut down, you had a client that was a doctor and that doctor ended up getting my last name issued. He had levies, I think receivable levies and bank levies. So that next day, uh, you had to get in touch with relatively high-up in management to the level of what’s called a TM. Tango as in territory and Tango as in t and territory manager. So when you reached out to the TM, if I’m not mistaken, using somewhat military lingo, their, what they call mission critical staff, is that the correct word, exempt employees.
Greg Mahaffey: Yes, exactly. And they only handled the most urgent of urgent matters. And this case, it was a pretty urgent matter. I, sent off an often immediate, uh, appeal on the levy, which was uncalled for in my eyes, and the territory manager got my voicemail message, actually returned my call within two business days. And we had that levy released, secured and faxed over to the bank, uh, before and which was just recently corrected by the bank. So we did get it done. It takes a lot of doing during the shutdown period. But I did, we did manage to get it down as a team.
Lawrence Levy: Actually, not only that there was another, in another part of the country, Arnold talk about another navy veteran. He had to also get in touch with a TM. And quite frankly, the, the TM who you were in touch with was actually very helpful in getting us in touch with the other territory manager in the other region. Karen Curtis, if you listen to the news this week, she did a nice interview with me earlier in the week on Thursday, uh, talking about the government shutdown and how things like that, uh, impact everyone that’s out there. So now let’s see how that’s going to impact the start of tax season and e-filing. I don’t know, Eric, if you’ve heard any of the, you know, the rumblings in the news about, is tax season going to get pushed back a little bit now because of the government shut down? Is it going to be a day a week now the e-filing season, of course we have all the new tax law changes and forms and there’s a lot cooking. So it wasn’t quite the best time for Uncle Sam to be somewhat furloughed, if you will or shut down as the, uh, as the media speaks about pretty, pretty crazy.
Eric Schwartz: Yes.
Lawrence Levy: But in the past couple of weeks since the government has been shut down, guess what? It’s been actually very busy. Despite the shutdown, despite the holidays between Christmas and New Year’s, which there’s a lot, often times it doesn’t take place. We’ve been very busy, with a lot of clients. Uh, the, the, the letters, it’s interesting. Even during the shutdown, the IRS letters are still coming in daily. The mail is working somehow. This is like the bizarre and maybe Greg, you can shed some light on this one, but every day there’s still mail coming in from the IRS, although the government is shut down so some form of the government, of the IRS is still kicking out letters. I don’t think it’s ACS or maybe we don’t know where it is, but they’re still being put in an envelope and mailed. So it’s very interesting that the mail hasn’t stopped. It’s not as if the letters were from two weeks ago. They’re still coming in literally as of a couple of days ago despite the government shut down. Any insight on that one? Mr Former IRS revenue officer?
Greg Mahaffey: Yes they are automated over there, tried to automate as much stuff as I can given all the budget cuts and they’ve been forced to incur over the years. So those letters are coming out right now. Those are being generated, they are being stamped, they are being mailed by computers and they have automated systems like continue to do that. In fact, right now the IRS is happy and will continue to take your money as you need to pay it. But if you’re expecting any kind of refund, forget about it. The refunds are not coming boys and girls, that is not going to happen until they go back to work. And even after they go back to work, there’s going to be delayed to get everything started back up again. So it’s going to be a real, real nightmare for the IRS and for those of us who have to deal with the IRS to play catch up with everything here.
Lawrence Levy: Right. And, and also out of fairness to, let’s talk about something that, again, this isn’t really tax resolution related, although I think it is indirectly related. When the government is shut down. And Greg, you worked at the IRS through several shutdowns, correct?
Greg Mahaffey: Oh yes. I definitely endured quite a few of them.
Lawrence Levy: And now when the government shuts down, you do not get your paycheck. Is that correct? So unfortunately, right. But then the, then Congress passes a bill and you retroactively get paid. But again, a lot of people out there and perhaps IRS staff are living paycheck to paycheck. And unfortunately it did not happen at a very good time of year because of the holidays and gifts. We actually, I saw some online article about how some former IRS, there was an article online about something in the east coast and uh, an an IRS employee was walking out the door and said, you know, don’t come back until we’re back open. And he was mentioning to the reporter that he had to return Christmas gifts or something like that. So it impacts everyone and look, IRS staff, you as a revenue officer, you’re, you know, a real human being. You have a wife, you have kids, you have grand kids, you still have your own bills to pay. And unfortunately because of the government shutdown a way back then that impacted you I presume as well.
Greg Mahaffey: Yeah, it definitely put a big crimp on us. Especially like you said, a lot of the IRS employees from all these years of budget cuts, pay freezes and so forth. They’re all living paycheck to paycheck. A lot of them. Right. And let’s say have a second income coming in and say from a spouse or something, they’re going to take a world of crap.
Lawrence Levy: It’s, it’s tough and you know, it’s unfortunate and again everyone out there that’s listening, all the listeners that have the tax problems or anyone else for that matter, look, it’s, this is real life and these are real life things that go on and I don’t know how quickly you know when, when the Congress passes that law that makes your pay. If you’re an IRS employee, come back to you retroactively, how quick are you going to get that direct deposit back into your account? But this is a good example where the tables now for the IRS staff are a little bit term because they’re not getting their paycheck. So yeah, hope and pray that that level of stress that the IRS and the revenue officers are enduring doesn’t come back and play into some negativity and some sour feelings when the light switch is turned back on. That’s our concern, now whether I’m being overly paranoid about it or whether I am being more realistic about it. Look, everyone is a human being and you also feel for those who are impacted, whether it’s IRS or other parts of the government that have experienced this, where the workers are furloughed. It’s significance and quite frankly, I don’t think that the media is covering it, uh, to the extent that they should in my opinion, especially in our space, in the tax resolution world, that really hasn’t got a lot of notoriety and a lot of play in the media. That’s why I’m bringing this up. That’s why I thought it was newsworthy for WFTL to pick up this week because I don’t think it was, it was out there enough. We’ve just been fortunate that because of the specialty area that we’re in, we have had the tools and the know how to get through to the right phone numbers to the right people at the IRS in that time of need. Talk about phone numbers. Let’s give it out one more time. I’ll give out in English (561) 865-7800 and the toll free number is 800 TAX-LEVY. How do you translate that one, Laura? 800 TAX-LEVY and Spanish 800 TAX-LEVY.
Laura Roca: Um, impuesto.
Lawrence Levy: And Levy. Right. So for everyone out there, Levy is the verb. Also. My last name. But levies where they issue a bank levy or a wage levy. Is there a Spanish equivalent to levy the verb? They take the money, that take it? No, you just said levy. No, that’s right. There you go. Okay. Well there it is. So Eric
Greg Mahaffey: Lawrence, while we’re on this topic of furloughs, there’s no guarantee though, So IRS employees are going to get their back pay. That has to be a special law passed by Congress and signed off by our, at the executive level by the president. Right? So if he decides not to sign off on it goes, IRS employees are not going to be getting paid for the amount of time that had been laid off.
Lawrence Levy: Well, all of these are unknowns in the equation. But in any event, we’re up and running and we’re seven days a week. And especially now we’re into the official tax season. And let’s talk a little bit about what Laura and Eric have been doing in particular. Eric, in the past week, you’ve been working on several different clients. One in particular hasn’t filed in a number of years, four or five years, and you have to knock out four or five years-worth of bookkeeping in order to get him an accurate P&L so that then we can knock out a tax return, corporate and his personal. So that’s been ongoing between Christmas and New Years, which is quite a challenge because the records, sometimes the bank doesn’t give you the bank statements, so you’re having to deal with that piece of it, right?
Eric Schwartz: Yes, yes, that’s correct.
Lawrence Levy: And then you’re basically inputting the data line by line, entry by entry into QuickBooks in order to be able to get the tax returns done. And you first have to, do and explain to the listeners the listeners how important it is that every business owner has accurate bookkeeping. And that’s what Laura does. And that’s what Eric does. So how important is it and you’ve been in the tax resolution world before even coming here, uh, and before you were also dealing with owner operators and truckers, right?
Eric Schwartz: Yes.
Lawrence Levy: And that was the space you were in, the specialty area you are in, which is an area that we’re in as well, but how important is it to have a good set of books in your opinion, Eric and your, your, by the way, with the call an EA, you’re an enrolled agent, so you actually also function, you have multiple hats in the Levy office, you function as an accountant, but you also function as a power of attorney.
Eric Schwartz: Yes. It’s very important for owners operators to have accurate financial statements that are prepared timely. In order to do that, we need to get that information correct because that information from QuickBooks, the P&L information, that balance sheet information is pulled into the tax returns. The 1120’s, 1120 S’s the 1065’s and the 1040’s.
Lawrence Levy: And that’s a really important part in Laura. You actually oftentimes play catch up on some of your clients. That’s just the nature of the work that we get. You know, in fact, you know, you, you deal with clients that are, we’ll call it messy, right? Not Complicated, but more messy than complicated and oftentimes, what a sense of relief without obviously saying names because we don’t say the names on the show, but how great is it? There’s one particular client here locally that came to us about a year ago. It wasn’t quite a year yet of just a nightmare of a mess and now they’re just tremendously happy. They just feel such a relief and it’s just, it’s really great to be able to help someone out like that. But you have to go back and get into the bank statements. It becomes sometimes challenging when you’re, you’re asking a client from two years ago there was a check written to ABC Company for $1,237, what was that for? And they have no recollection for it, right?
Laura Roca: Yes.
Lawrence Levy: And it oftentimes you’re, you’re helping them jog their old memories a lot.
Laura Roca: Yes.
Lawrence Levy: And then you, you feel good because you’re getting yourself done.
Laura Roca: Yes. Challenge at the end is weight. Well it feels great. Yes, of course. I’m from that for them. They are organized right now and then they have a better understanding about what to do.
Lawrence Levy: Yeah. Yeah. And I’ll tell you something, something I want to give you a compliment on publicly Laura. You’re, you’re very organized. You’re very neat and clean and your handwriting, by the way, I’ve not seen Eric’s handwriting guy. I can tell you, my handwriting is horrible. I absolutely failed penmanship. So we give a shout out to, to a new employees. Zach from WFTL Zach’s in the house helping out. We’ve tried to think of a nickname for, for Zach, but uh, yeah, my handwriting is horrible, but yours is great. So I really liked to it. For us it’s important to be neat and clean. I want to also say that I take the time to text my staff. Certainly, I texted a happy new year, both of you, right, Greg, to. A happy new year, happy, healthy new year. But I also text the clients I’m a pretty hands on guy. And I sent a, uh, an email to a client happy new year. And his response back to me, this guy, by the way, owed about 400,000 to the IRS and we got him an offer in compromise. I don’t remember the amount, I don’t have the computer in front of me so I can’t tell you how much it is, but I want to say it was probably $40,000 or $50,000. So we literally, he was the classic, almost 10 cents on the dollar. And when I sent him a happy new year text on New Year’s Day, Happy New Year at 12:22 and he responded, “thanks for making 2018 great. and make 2019 even better. Hope you’re having a great new year as well”. And I said, let’s keep in touch. You know, it’s, it’s nice just to be able to, to have that personalized approach. Laura, in the past year or so since you’ve been here, a lot of these clients you become close with, you talked to them, they come in the office. They say hi. They’re very appreciative. And even the ones that where it’s more of a phone, a friend relationship, you still have that one-on-one with them, but it’s really important. That’s why we’re stressing how important the bookkeeping is. But it makes you feel good, doesn’t it Laura? Yes, of course. And, and Greg, when you were at the IRS for, you were there with 32 and a half years. We always talk about,
Greg Mahaffey: Yup. Over three decades
Lawrence Levy: And over three decades. Wow. That’s, that’s pretty crazy. Uh, one thing that you saw a lot was the taxpayers, now we call them clients in the private sector, but when you were at the IRS, you would refer to them as TP, as taxpayers. But a lot of times the businesses came to you when they didn’t have a POA, which I can’t stress enough how important it is to have representation. But you saw a lot of, uh, business tax payers out there that absolutely had no books. Messy books, was a complete and utter mess. And that was really challenging for you as a revenue officer trying to figure out what the resolution would be because you couldn’t make head nor tail of their financial condition. Did you see that quite a bit
Greg Mahaffey: All the time? And I still see it here, but now they have us to help them get out of their mess. If you don’t have accurate books and records, you’ll never know if you’re even making money or not. You’ll never know what’s really going on in your life, and at the same time, you won’t know how to go about getting out of the mess you are in. That’s why it’s important that you have a professional out there who will help guide you and actually do the bookkeeping for you. Maybe you’re a great plumber, maybe a great electrician, maybe you’re great at fixing cars, but when it comes to books and records and record keeping as the job in and by itself. So unless you hire a professional bookkeeper, you’re going to be in a world of crap eventually because you have to know what you’re paying out there for bills. A lot of people make the mistake of commingling personal and business accounts. Yeah. Personal and business bills. You can’t do that. You got to hire a professional to do it. Professional, we’ll do it, but, um, QuickBooks do it the right way and make sure that we stay on top of it from there on.
Lawrence Levy: And Laura, do you want to expand on that one? Go ahead.
Laura Roca: Well, I think is really true and then uh, um, QuickBooks is really friendly, but you have to know how to use it because if you are not using that in a professional way, uh, you cannot get accurate financials and you cannot get up. They work well done.
Lawrence Levy: Right. And it’s important that the QuickBooks is accurate and that’s why we have the staff here between Laura and Eric and Audra and Beth and Betty. We, we have a, uh, a very nice staff that are very accommodating to try and make sure that our clients are, addressed and their needs are taken care of seven days a week. And now going into, certainly January, February, March, and April, we are physically going to be available seven days a week. We’re always available over the phone and we like the, uh, weekend meetings and the weekend interaction. We really encourage it. The local phone number, by the way, it’s (561) 865-7800, (561) 865-7800. As we come to the top of the hour. We’ve got about seven minutes left. Even though the government, the federal government has been shut down. Guess what? The state is not shut down. That’s right. So Florida Department of Revenue has been in and has been on action. In fact, on Thursday we got a referral and I want to explain the nature of this referral. We got a referral from a local CPA right here in southeast Florida who about two years ago. Uh, she had a client who was a restaurant and we helped them out with a Florida, a sales tax audit, I believe it was. And now, uh, she referred us another client and they were, uh, if I’m looking at this notice right from before, it was slightly before Christmas, they owe a proposed amount of over $70,000 to the Florida Department of Revenue and the Florida Department of Revenue and, they are sometimes, uh, not the easiest to work with. I will tell you though, the people in upper management are really incredible, uh, in the state of Florida in my opinion. So getting through to the right people is sometimes pretty critical, but when you do get through to that right person, they’re very accommodating. They’re very professional and they’re very helpful. So if anyone listening has an IRS issue, why not start off 2019 on the right foot? A client hasn’t filed in many years. Come on in to the office and let’s get you caught up, especially now where because the government and the shutdown has potentially delay things, you’re going to get a little bit of time. Now the good and the bad, the bad news, it was over the Christmas holidays. The good news is it’s going to probably be a little bit of a slow start. And then the other thing people are asking about is what about deadlines, right? If you’ve had deadlines, if you’ve had in the collection, IRS and the civil collection space, if you’ve had deadlines, we’re still making sure that the deadlines are being kept. And when IRS catches back up to the deadlines, we don’t know. In fact, uh, before Christmas we were talking to a territory manager, actually Arnold was, was saying, how is that going to work with deadlines that we’re supposed to be taking place at the end of December or early January, is they’re going to be some flexibility. Is there going to be some human nature thought process about it? And the answer really is that’s an unknown, unfortunately. But if you have an IRS issue and you haven’t filed in a few years, uh, Eric, in your career, what’s the biggest amount of unfiled? The largest number of years you’ve not seen someone file in?
Eric Schwartz: I haven’t seen someone filing 18 years. Wow. 18 years. Yes.
Lawrence Levy: Well my son’s 20. That’s a long time. It makes me feel old. And did he did, they ended up having to only go back seven years to file to, to catch up or they had to file all 18 years.
Eric Schwartz: IRS required that they filed all those missing years.
Lawrence Levy: Wow. That’s pretty uncommon. I’ll tell you, we don’t see that very often, but we see three years, five years, seven years, sometimes a little bit longer than that, but 18 years. Laura. That’s crazy, huh? Yeah. Loco. Mucho Loco. Loco. Am I sitting in movie? Not Mucho. Mucho Loco. Yeah. Okay. All right. I gotta tell you how to work on my Spanish, but Eric, 18 years, boy, that’s a long time to not file in. What was that? Gentleman’s wasn’t one of our clients, but what was a, what was that, that gentleman or ladies reasons scared bury their head in the sand. Did they owe?. Did you recall what the reason was?
Eric Schwartz: They knew that they would, owe, and they did not keep any records.
Lawrence Levy: and a lot of our clients, for everyone listening out there, if you’re a potential client, you’re the quintessential procrastinator. You are always thinking that you’ll get to it. Next week. Next week turns into next month, next month turns into next year, and eventually it’s gonna catch up with you. So why not be proactive? Why not take the 2019 tax year and be proactive so that you can sleep at night. With my staff. we have a pretty deep bench. As you’ll learn soon, Eric and Laura, you probably know and Greg really knows talking about deep bench. I know nothing about sports. Zero and I mean I’m a negative numbers to Erica. Are you a sports guy? Yeah, I’m not an, I’m happy to tell it publicly on the radio. I’m just, I’m not. If you ask me who won the Super Bowl last year, I’d have absolutely no clue. Do you have any idea, Laura? No. No idea. Eric. I forget. There you go. See Greg any clue,
Greg Mahaffey: No Star Trek Trivia.
Lawrence Levy: Yeah. All well, we will. All right. If I Greg sidetracked on to movies. That was always one thing. Greg and you were at the IRS. My staff could always get you a little sidetracked and we, they talk to you about submarine movies. Then we get to throw you off your game a little bit. But uh, anyhow, obviously I talked about a deep bench, more of a sports term, right? Zack? Zack knows what deep bench means, right? Yeah, Zach knows. So we have a pretty deep bench on our team here. We have former IRS revenue officers like Greg, 32 and a half years. Worked as a revenue officer. Claire Coffey like the coffee you drink, but spelled differently. She worked for half of her career, about 16 years as a revenue officer, like Greg knocking on doors trying to collect tax. And then the other half of her career another 15 or 16 years, she was a offer in compromise specialist. So she’s a really good sounding board for us to say, Hey, if you got this case, Claire, how would you have handled it? How would you have treated it? Plus we have the accountants, tax prepares, the administrative staff, the bookkeepers, uh, we have great case managers, we have fantastic receptionist and we have a great management team. All that collectively will help put your tax worries away. Last year in 2018 I don’t know the exact number, but I believe it was, it was certainly in the millions and, and I don’t know if it was north of a certain number. I’m going to try and figure that one out as best as I can, but we had a tremendously large successful year last year in tax resolution, where we had a lot of offer in compromises. In fact, the plan I was talking about earlier, uh, wasn’t really a classic settle for pennies on the dollar, but the gentleman that I was talking to you about, Laura earlier, came into us the early part of 18 and he was facing a $230 some thousand dollar tax bill and now I think it’s down about 30,000 so there’s a lot of options that are out there. If anyone’s listening and you want to start the new year off, right, you want to be able to face these and be proactive. You don’t want to procrastinate. You want to make sure that you tackle all of your IRS problems head on. We’re the best. We’re local. We’re on Federal Highway about half a mile south of Linton. It’s the new year. Again, happy, healthy new year to everyone in a big shout out to my staff. Happy New Year to my staff as well. Let’s make 2019 a great year. The local phone number is (561) 865-7800 and the toll free is 800 TAX-LEVY and Laura, one more time in Spanish for the 800TAX -LEVY. So signing off for now for the Levy Tax Help Show you have the famous IRS revenue officer of 32 years when he worked at the irs, Greg Mahaffey in the house. Of course, Laura Roca and the newest addition to the Levy team, Eric Schwartz enrolled agents. Thanks very much to my team. Enjoy the rest of the weekend. South Florida. We’re having a great stretch of weather by the way, and let’s make it even better by getting your tax problems. Give us a call. We’re here for you seven days a week like Vegas. The Levy office never sleeps. Enjoy the rest of this lovely weekend you guys take care of. We’ll speak to you next week.